Consensus

PLN MM	Average	Max	Min	Average	Max	Min	Number of forecasts
	Consensus 2023			Consensus 2024			Number of forecasts
Net interest income	3 252	3 435	2 906	2 867	3 117	2 367	8
Net fee & commission income	572	596	555	587	610	574	8
Other operating result	596	753	432	566	851	427	8
Revenue	4 420	4 655	3 947	4 021	4 374	3 483	8
General admin costs & depreciation	(1 459)	(1 513)	(1 432)	(1 546)	(1 607)	(1 488)	8
Net provisions	(128)	(265)	(58)	(124)	(179)	(82)	8
Operating income	2 833	3 124	2 202	2 351	2 798	1 847	8
Net profit	2 048	2 323	1 510	1 654	2 044	1 290	8

Total assets	72 737	74 666	71 036	75 390	78 786	72 347	7
Loans	21 576	23 100	18 563	22 435	24 400	19 662	7
Deposits	51 893	54 171	48 551	53 660	56 962	49 504	7

The above earnings consensus was prepared by IR team basing on reports of sell-side analysts covering Bank Handlowy
(see the list of sell-side analysts).
Last update: 2023/10/02. The oldest recommendation: 2023/08/31.